Fa Shi [2026] 9, Article 2 addresses compulsory and contractual third-party insurance for injuries caused by a passenger opening a vehicle door. Passenger and driver liability may remain for a shortfall. Article 6 protects proven lost earnings beyond retirement age. Evidence and policy terms remain essential.

法释〔2026〕9号第2条明确，乘车人开门造成他人损害，符合条件时可请求交强险及商业三者险赔付；不足部分由乘车人、驾驶人依法承担。第6条保护有实际误工损失的超龄劳动者。责任比例和赔偿范围须结合事故证据及保险合同判断。