Where a motor-vehicle accident causes loss for which that vehicle's side is responsible, compensation is paid in this order: first the compulsory-insurance (jiaoqiangxian) insurer within its limits; then the commercial third-party liability insurer under the policy; anything still unpaid (or where there is no commercial cover) is paid by the tortfeasor.

机动车发生交通事故造成损害，属于该机动车一方责任的：先由承保交强险的保险人在责任限额内赔偿；不足的，由承保商业三者险的保险人按合同赔偿；仍不足或未投保商业险的，由侵权人赔偿。